If the filing person has previously filed a statement on Schedule 13G to report the acquisition that is the subject of this Schedule 13D, and is filing this schedule because of §§ 240.13d-1(e), 240.13d-1(f) or 240.13d-1(g), check the following box. Checkbox not checked

The information required on the remainder of this cover page shall not be deemed to be “filed” for the purpose of Section 18 of the Securities Exchange Act of 1934 (“Act”) or otherwise subject to the liabilities of that section of the Act but shall be subject to all other provisions of the Act (however, see the Notes).




schemaVersion:


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D




Comment for Type of Reporting Person:
The percentage is calculated based upon total outstanding shares of 10,460,071 as of April 23, 2026, as reported in the Issuer's quarterly report on Form 10-Q filed with the SEC on May 5, 2026.


SCHEDULE 13D


 
The Donald A. Foss 2009 Remainder Trust
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple/Co-Trustee
Date:06/05/2026
 
The Donald A. Foss 2010 Remainder Trust
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple/Co-Trustee
Date:06/05/2026
 
The Donald A. Foss 2010 Remainder Trust #2
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple/Trustee
Date:06/05/2026
 
The Donald A. Foss 2011 Remainder Trust FBO Robert s. Foss and Descendants
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple/Trustee
Date:06/05/2026
 
Marital Trust U/A Donald A. Foss Trust January 16, 1981
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple/Co-Trustee
Date:06/05/2026
 
Allan V. Apple, not individually but solely in capacity as trustee
 
Signature:/s/ Allan V. Apple
Name/Title:Allan V. Apple
Date:06/05/2026

 

 

EXHIBIT A

 

JOINT FILING AGREEMENT

 

In accordance with Rule 13d-1(k) promulgated under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree to the joint filing with all other Reporting Persons (as such term is defined in the Schedule 13D referred to below) on behalf of each of them a statement on Schedule 13D (including amendments thereto, if any) with respect to the shares of common stock of Credit Acceptance Corporation, a Michigan corporation, and that this Agreement may be included as an Exhibit to such joint filing. Each of the undersigned agrees to be responsible for the timely filing of the Schedule 13D, and for the completeness and accuracy of the information concerning itself contained therein. This Agreement may be executed in any number of counterparts, all of which taken together shall constitute one and the same instrument.

 

IN WITNESS WHEREOF, the undersigned hereby execute this Agreement as of the date listed below.

 

Date: June 5, 2026

 

  The Donald A. Foss 2009 Remainder Trust
   
  /s/ Allan V. Apple
  Name: Allan V. Apple
  Title: Co-Trustee
   
  The Donald A. Foss 2010 Remainder Trust
   
  /s/ Allan V. Apple
  Name: Allan V. Apple
  Title: Co-Trustee
   
  The Donald A. Foss 2010 Remainder Trust #2
   
  /s/ Allan V. Apple
  Name: Allan V. Apple
  Title: Trustee
   
  The Donald A. Foss 2011 Remainder Trust FBO Robert S. Foss and Descendants
   
  /s/ Allan V. Apple
  Name: Allan V. Apple
  Title: Trustee
   
  Marital Trust U/A Donald A. Foss Trust January 16, 1981
   
  /s/ Allan V. Apple
  Name: Allan V. Apple
  Title: Co-Trustee
   
  /s/ Allan V. Apple
  Name: Allan V. Apple